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A Guide to Credit Card Debt Consolidation
Most people have credit cards these days and a number of people find making more than the monthly payments a struggle. If this is a situation that you find yourself in then you may be considering taking out a credit card debt consolidation...

Back to School: Credit Reporting 101
This year, it's not just the kids who are heading back to school -- it's a good time to check your credit! Keeping your credit report accurate can reduce interest rates on credit cards and other loans, minimize your insurance rates and eliminate...

Best Car Loan Rate - How To Get The Most From Your Credit Score
Your credit score is the most important factor to getting the best car loan rate. Many shoppers make the mistake of going to the car dealership and applying for a loan before checking their credit report and score. By checking your credit score...

Credit card cheques won't bring borrowers comfort and joy this christmas, warns moneynet
Credit card cheques won't bring borrowers comfort and joy this christmas, warns moneynet - Moneynet supports Government's sentiment on unsolicited credit card cheques - Borrowers are at risk of compounding Christmas debts Consumers using credit...

Credit Repair, Bankruptcy & Bad Credit Loans
Bad credit is a widespread problem in the UK. The number of people filing for bankruptcy is increasing. A bad credit history includes arrears, default, county court judgments, bankruptcy, etc. A bad credit history haunts the borrower for a very...

 
The FTC and Your Free Instant Credit Report

Thanks to the FTC, everyone can now get access to a free instant credit report. Whether you live in Los Angeles or New York, you can still get a free instant credit report and from the comfort of your own home.

There used to be a time when you would have to pay to view your own credit score. Many people saw this as unfair, which is why they started a popular movement that eventually resulted in the current FTC policy.

Now, everyone is entitled to a free instant credit report, giving them all the information that banks and other companies see when they apply for something.

But the question remains: where can I get a free instant credit report?

The answer is simple: the Internet is the perfect place to get a free instant credit report. You can find one of the three main credit-reporting agencies and then, upon your request, get your free instant credit report. This is very simple and also very easy to do; all you have to do is fill in some information and then you will see your credit report come up on your computer screen.

Other Internet companies, however, sunk their claws into this market and are making money from it. They are offering you the chance to see your credit report for a small fee that you will pay monthly while you are signed up with this company. These companies like to offer all the usual things that you would expect, like protection against theft and fraud.

But why would you want to pay for that when all you want is your credit report? The best thing for you to do is to write to the FTC and request your free credit report; at least it is free and you won't have to pay a monthly fee for some website you can't trust.

Talbert Williams !DebtFreedom.com All rights reserved.

About the author:

Talbert Williams offers debt consolidation, debt reduction, credit card debt referrals and advice. For more information, articles, news, tools and valuable resources on debt solutions, visit this site: http://www.1debtfreedom.com

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